Make sure you read the title of this blog again, and let’s reiterate it: the insurance company is not your friend. Yes, they are the ones who will eventually be paying the money and compensation to which you are entitled, should you suffer a personal injury at work, but they will do anything and everything they can to avoid paying you the benefits you deserve, unless you’ve got a qualified Colorado workers compensation attorney in your corner.
Insurance companies don’t make money by paying money. It’s been said many a time that insurance is the one service for which you pay, that you hope never to have to use. In many cases, personal insurance companies will raise rates or cancel insurance coverage the moment you use it. While that’s not the case with mandated workers compensation insurance, adjusters will go out of their way to find reasons to deny a workers compensation claim. Again, they don’t make money if they’re doling it out and make no mistake: the insurance industry is a business.
Denial of a claim can be disastrous for the injured party. It means you have to pay all those medical bills yourself, and you aren’t entitled to any compensation for your injuries, which means if you’re not able to work, you could be in real trouble.
However, just because you’re on the receiving end of a denied workers compensation claim, it doesn’t mean the game is over. A good Denver workers compensation attorney will step up to the plate and fight for your corner—the attorney can help you battle against the claim, and it is true that the attorney is your friend. The difference between an attorney and an insurance company is that the attorney does, in fact, make money by fighting for what you deserve.
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