Information Site: Personal Injury

What is Worker’s Compensation?

Each state has its own law regarding workers’ compensation and employees rely on a dependable workers’ compensation system to resolve disputes about disease and vocational injuries. Even in the worst situations, Workers’ compensation benefits are commonly awarded for work-related injury, illness and death, which help meet the needs of injured workers and their loved ones. If you or a friend is injured or becomes sick in the course of employment, a skilled and experienced workers’ compensation attorney like Mary E. Jeffers can aggressively pursue the benefits you deserve for your workers’ compensation claim.

In Colorado, the Division of Worker’s Compensation, a state agency, oversees and regulates workers’ compensation claims. The Division of Workers’ Compensation does not pay benefits on a claim. The insurance company who insures the employer pays the benefits.  Some of the services that the Division provides are: answering questions and providing information about workers’ compensation; assisting in resolving disputes that might arise between you and your insurance company or employer; and to make sure that claims are properly handled.

The Division maintains a file on your, case, if lost time or disability resulted from the injury. You may visit the offices of the Colorado Division of Workers’ Compensation on any business day, without an appointment to review your case. The Division of Workers’ Compensation has a Customer Service Unit to assist you with information and answer questions regarding workers’ compensation.

Workers’ compensation benefits are based on the date of injury. Since the laws change through the years, there may be different benefits depending on when you were injured.  If you are injured on the job, you should know that papers need to be filed correctly and within the right number of days. You must follow all the rules and procedures or you will not get all the benefits that you have a legal right to receive. That is why you need Attorney Mary Jeffers to protect your rights.

Over 495 private insurance companies offer workers’ compensation insurance to employers in Colorado. Pinnacol Assurance is Colorado’s largest worker’s compensation insurance company. The Division of Workers Compensation is an administrative state agency and is not an insurance company.

Workers’ compensation is a type of insurance coverage that employers must provide for their employees. For employees who are injured on the job or sustain occupational diseases, this insurance pays for medical expenses and partial wage replacement during periods of temporary disability. There is no payment for pain and suffering as in personal cases. Under workers’ compensation you may also receive permanent impairment benefits.

The cost of workers’ compensation cannot be deducted from an employee’s wage. The employer pays the cost. Workers’ compensation is the only disability insurance that Colorado employers must obtain for their employees under state law. For the most part, employers with one or more full-time or part-time employees are required by law to provide workers’ compensation coverage for their employees. Coverage may be bought from any authorized insurance company.

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